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Death benefit

NEW benefit enhancement: Effective Feb. 1, 2025, the UFT Welfare Fund's death benefit has increased to a flat payment of $50,000, regardless of age. 

All in-service members covered by the UFT Welfare Fund are eligible for a death benefit. This payment provides monetary support to a member’s beneficiaries in the event that the member dies while still in service.

Who is covered?

All eligible in-service members are covered for the Death Benefit.

What are the benefits?

Effective Feb. 1, 2025, the UFT Welfare Fund's death benefit has increased to a flat payment of $50,000 regardless of age.

How are benefits obtained?

The Fund will send a “Death Benefit Notification Form” (DBNF) to a member of the family or the beneficiary(ies) of the deceased upon the Fund Office being notified of the death of the member. Certified copies of death certificates must be attached (birth certificates are no longer required).

The Welfare Fund will then send a “Death Benefit Claim Form” (DBCF) to the beneficiary(ies) after verification of the information received on the DBNF. This DBCF must be completed, notarized, and returned to the Fund. Upon completion of claim processing, a check will then be sent to the beneficiary(ies).

Death benefit claims must be submitted no later than six (6) years from the date of death.

How do I designate a beneficiary?

When you enroll in the UFT Welfare Fund, you designate your beneficiary(ies) at that time, but it is very important to keep the designation and addresses of the beneficiary(ies) up to date. Should there be a change in marital status, dependents or should the designated beneficiary(ies) die, a new beneficiary should be promptly updated via a UFT Welfare Fund Change of Status Form available online or via the My Account page of the UFT website. Enrollment Forms and Update Your Information Forms may also be obtained from the Fund Office and from Chapter Leaders.

Divorce does not revoke designation of spouse for benefit. A divorce (including a judicial separation--which means a final decree or judgment of separation recognized as valid under the laws of New York State) or annulment of a marriage does NOT revoke the designation of a former spouse as the beneficiary of a member's death benefit. If you no longer wish your former spouse to be your designated beneficiary, you MUST immediately designate a new beneficiary by the completion of a Change of Status Form provided by the UFT Welfare Fund. Enrollment Forms and Change of Status Forms may also be obtained from the Fund Hotline or from Chapter Leaders.

What is the order of claim payment?

The benefit amount will be paid according to the designated beneficiary on file at the Welfare Fund office. If more than one beneficiary is named, the benefit will be shared equally unless otherwise indicated by percentage. Should the last named beneficiary(ies) predecease the member, or should no beneficiary(ies) be named, the death benefit will be paid to the first surviving class of the following classes of successive preference beneficiaries: the deceased member's: (a) widow/widower or domestic partner; (b) surviving child(ren); (c) estate.

Should the member die and then the named beneficiary dies before the death benefit can be paid to him/her by the Fund, the death benefit will be paid to the estate of the deceased beneficiary.

Please note that:

  1. The UFT Welfare Fund does not operate under the supervision of the New York State Insurance Department, and
  2. There are no conversion privileges with the self- insured death benefit offered by the UFT Welfare Fund.

Important Information:

Welfare Fund Forms Hotline: 212-539-0539